Financing on Your Terms at Rusty Wallace Honda

The finance process is notorious for stealing joy and excitement, leaving buyers stressed, disgruntled, and overwhelmed. Is that the experience you expect? Fortunately, you’re in for a treat with Rusty Wallace Honda.

The standard car-buying experience is plagued by fast-talking salespeople and a lack of open communication. Sales teams push for quick deals, relying on misleading tactics that lead to sticker shock and a severe case of buyer’s remorse because the sale takes priority over the customer. But what if the priorities were reversed? We asked ourselves the same question, inspiring the personalized car-buying experience you can expect when you walk through our doors.

Navigating Your Purchase: What Are Your Options?

You deserve to enjoy the entire process, from shopping our selection to finalizing the sale. It’s our job to fuel that excitement, instill trust in our team, and foster confidence in your purchase. Because of this, our work doesn’t start when you arrive but begins now as you explore your purchase options and what you can expect after you say “yes” to the perfect car, truck, or SUV.

Loans

Loans are a popular purchase option because they involve working with a lender to facilitate the purchase. Instead of draining your savings account or emergency fund, you borrow money from a lender that holds the title to the vehicle until the loan is repaid with interest. Your credit score determines the interest rate and terms, with higher credit scores awarding lower interest rates.

Getting a loan has many advantages, like taking immediate ownership of the vehicle. Although the lender holds the title, you assume all ownership responsibilities. Because of this, you can make any modifications or updates to the car and don’t have to worry about mileage limits. Additionally, we work with various lenders to help customers with all types of credit scores get the best rates and terms for their needs. You can expect competitive rates from the manufacturer and local lenders.

Leases

Leasing is ideal for drivers looking for lower monthly payments without assuming vehicle ownership. Unlike a loan, leasing means you borrow the vehicle from our dealership for a predetermined period—typically 24 or 36 months. Once the lease is up, you have several options, like purchasing your leased vehicle, signing a new lease, or financing another model.

Beyond lower monthly payments, many drivers like leasing because it means driving a new vehicle every few years. Since you’re required to return the car in like-new condition, there are usually mileage restrictions and wear-and-tear limitations. Our finance team will explain every detail, ensuring your lease sets you up for success.

Making a Smart Investment: Our Services and Tools

Our finance experts are incredibly knowledgeable, but more importantly, their goal is to ensure your purchase fits your financial situation. Because of this, you’ll find our financial services are extensive and include various tools, an efficient pre-approval process, and much more. Here’s a closer look at a few of those services and tools that will help you make a smart, informed purchase...

Payment Calculator

Our online payment calculator is an excellent shopping tool that can help you stick to your budget. As you browse our virtual showroom, you’ll likely find a few models that catch your attention. You can use our online payment calculator to estimate your monthly payments and understand your buying power, arming you with knowledge long before you start the finance process.

Extended Warranty Options

Many customers discount extended warranty coverage because dealerships often price these options high, skyrocketing the final purchase price. At Rusty Wallace Honda, you can expect our extended warranty programs to be competitively priced, making it easy to find the right level of coverage to instill peace of mind without compromising your budget. More importantly, you’ll know every detail of the warranty coverage and how it impacts your purchase price before the sale is final.

Start the Process Today

Are you ready to bring your Honda dreams to life? Do you have an eye on one of our used models or a particular brand-new model? Either way, we’re ready to help you confidently say “yes” to the car, truck, or SUV that checks every box on your must-have list. Moreover, we promise an experience you won’t find anywhere else.

Start the purchase process today with Rusty Wallace Honda. Explore our inventory, use our online payment calculator, and reap the benefits of our quick pre-approval process. Then, when you’re ready, finalize your purchase with the most trusted team in town.